Calculate returns on your SIP investments.
Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount peridically (weekly, monthly, quaterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.
This calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. You get a rough estimate on the maturity amount for any monthly SIP, based on a projected annual return rate.
Benefits of SIP as compare to Lump sumps investment
- You don't need to speculate or focus on timing the market (which isn't the right way for generating returns over long term)
- Amount is invested on monthly basis, so there is little to no impact of market volatility (unit cost averaging)
- Passive and automated (monthly installments can be deducted automatically) approach makes you more committed to guranteed saving/investment
- It's very flexible - you can create/update/cancel SIP anytime. Most of the funds starts as low as Rs. 1000 per month
If you're not sure where to start or how to pick a mutual fund, then you should check out Top 10 Mutual funds listed there, from various fund classes(Debt, Liquid, Large Cap, Small & Mid Cap, ELSS etc), based on the recent performance (last 5 years) and CRISIL Ratings.
Best performing mutual funds
|Mutual Fund||Annual Returns|
|SBI Blue Chip Fund (G)||12.5%|
|Mirae Emerging Bluechip Fund (G)||23.4%|
|ICICI Prudential Value Discovery Fund (G)||17.2%|
|Axis Long Term Equity Fund (G)||18.8%|
|SBI Premier Liquid Fund - Regular Plan (G)||9%|
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