SIP Calculator

Calculate returns on your Systematic Investment Plan.



What is SIP ?

Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount peridically (weekly, monthly, quaterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

The SIP calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. You get a rough estimate on the future value for any monthly SIP, based on a projected annual return rate. If you also have lots of FD in your portfolio, then use this FD calculator to get the approx value of your maturity amount.

Benefits of SIP as compare to Lumpsum investment

  • You don't need to speculate or focus on timing the market (which isn't the right way for generating returns over long term)
  • Amount is invested on monthly basis, so there is little to no impact of market volatility (unit cost averaging)
  • Passive and automated (monthly installments can be deducted automatically) approach makes you more committed to guranteed saving/investment
  • It's very flexible - you can create/update/cancel SIP anytime. Most of the funds starts as low as Rs. 1000 per month

Also check out our recent article : SIP vs Lumpsum Investment.

If you're not sure where to start or how to pick a mutual fund, then you should check out Top 10 Mutual funds listed there, from various fund classes(Debt, Liquid, Large Cap, Small & Mid Cap, ELSS etc), based on the recent performance (last 5 years) and CRISIL Ratings.

Recommended Mutual Funds

Mutual Fund Expected Returns
UTI Nifty Index Fund **
UTI Nifty N50 Index Fund **
Motilal Oswal S&P 500 Index **
Parag Parikh Liquid Fund *
Top 10 Mutual Fund

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